Showing 5 ideas for tag "loans"
kudos icon +

Department of the Treasury

Stop Fannie Mae/Freddie Mac from forcing banks to make bad loans

Much of our current poor economy is from the ill-advised practice of Fannie Mae and Freddie Mac forcing banks to make loans to people that are unlikely to be able to repay the mortgage. You think we'd learn from experience. But, there they are again doing the same thing that got our country and the world in trouble in the first place! Once was too much! Doing it again is stupidity personified! Talk about jeopardizing... more »

Voting

2 likes
Active
kudos icon +

Department of Education

Smart on Education

With the amount of grants and loans the government gives to students we could stucture it better to pay for more individuals to complete college with less debt and a better outcome after graduation. Currently we are giving students loans and grants over and above their college cost. We should be paying directly to the school only for the amount of tuition, books, fees, and necessary materials. Currently we give students... more »

Voting

3 likes
Active
kudos icon +

Department of Housing and Urban Development

Construction Ducuments Digital Vault, Division or Bureau

PROBLEM: typical Construction Documents Sets (like drawings, specifications, contracs, bid packages, etc.) are very large and heavy weight in nature, consuming a lot resources and money from the agencies & customers.

SOLUTION: to establish a centralized Digital Vault, so all sets can be submitted, saved & shared in a digital manner, reducing cost of production, cost on filling, shorting access time to all their users,... more »

Voting

2 likes
Active
kudos icon +

Department of Veterans Affairs

Cut costs on loans against insurance

Limit the amount of loans veterans can take out loans against their Disabled Servicemembers Veterans Insurance. Currently the system is bogged down by a very small percentage of the overall amount of veterans who have SDVI. By law the government cannot deny a veteran their money, yet, out of the over million who have it, a few hundred per year take small loans out every month in the area of less then $10 to $20. The process... more »

Voting

0 likes
Active