Environmental Protection Agency

Eliminate the Federal Health Program’s 5-year Rule

Want to save $350 million? Federal employees must be active enrollees in FEHB for five continuous years before retirement, even when they can be covered for free elsewhere by another family member! Why waste employee and federal premium payments on double insurance? Even if only 5% of active employees are caught in this trap, it amounts to an annual waste of over $350 million! Though the law would need to change, the savings are well worth it! ($350 million = 5% x 2 million employees x $300 lowest monthly premium x 12 months)

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Idea No. 3740