United States Agency for International Development (USAID)

Vertical Healthcare

Many individuals who come from humble beginnings work hard, study, and get great jobs. They are given healthcare which they can pass along to their spouse and children. What about that person’s parent? In many cases the parents are elder and have no formal type of healthcare. The healthy young individual has no option to include their parents on their plan. It’s more cost effective for the individual to allow their parents to apply for Federal Subsidized healthcare or rely on the emergency room as their primary care taker. If a vertical health care program was put in place, it would attract more individuals who are relying on Federal Subsidies to come onto formal plans whereby they receive appropriate coverage and the financial responsibility will fall onto the family and not the Government.

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Idea No. 5627